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HTH Temporary Travel Insurance

Vanderbilt University and HTH Worldwide insurance offer short-term, international health insurance to any Vanderbilt student or employee going abroad for educational purposes. Insurance can be purchased by the week or the month. Vanderbilt students who are studying abroad through GEO on Vanderbilt-run programs, exchanges, and certain other programs will also be enrolled in HTH.

Vanderbilt HTH plan brochure

How To Apply

To purchase your insurance independently, you will need to purchase insurance through the HTH website using the Vanderbilt group enrollment code. (If you are traveling on a GEO program, GEO will purchase the insurance for you. You do not need to do this yourself.)

Weekly plan: KXP-37915

Go to the HTH website, then enter the code for into the group access code box, which looks like this:

Image showing the group codes input box from HTHstudents.com

The minimum enrollment time is two weeks.

Who's Eligible for Coverage?

All regular, full-time Eligible Participants and their Eligible Dependents of the educational organization or institution who:

  • Are engaged in international educational activities, and
  • Are temporarily located outside his/her Home Country as a non-resident alien, and
  • Have not obtained permanent residency status, and
  • Vanderbilt students or participants of Vanderbilt Global Education Office Programs who have been enrolled.

When Does Coverage Start?

Coverage for an Eligible Participant at 12:00:01 a.m. on the start date you provide. (For students going on GEO programs, coverage starts on the program's listed start date. If you would like your coverage to start earlier or extend after the end date, you will need to purchase additional insurance directly from HTH or another insurer.)

Thereafter, the insurance is effective 24 hours a day, worldwide except whenever the Covered Person is in his/her Home Country. In no event, however, will insurance start prior to the date the premium is received by the Insurer.

When Does Coverage End?

Coverage for an Eligible Participant will automatically terminate on the earliest of the following dates:

  1. The date the Policy terminates;
  2. The Participating Organization's or Institution's Termination Date;
  3. The date of which the Eligible Participant or Eligible Dependent ceases to meet the individual Eligibility Requirements;
  4. The end of the term of coverage specified in the Eligible Participant's enrollment form, if any, including any requested extension;
  5. The date the Eligible Participant leaves the Country of Assignment for his/her Home Country;
  6. The date the Eligible Participant requests cancellation of coverage( the request must be in writing); or
  7. The premium due date for which the required premium has not been paid, subject to the Grace Period provision.

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Excess Coverage

The Insurer will reduce the amount payable under the Policy to the extent expenses are covered under any Other Plan. The Insurer will determine the amount of benefits provided by Other Plans without reference to any coordination of benefits, non-duplication of benefits, or other similar provisions. The amount from the Other Plans includes any amount to which the Covered Person is entitled, whether or not a claim is made for the benefits. The Policy is secondary coverage to all other policies.

HTHstudents.com

Once Eligible Participants receive their Medical Insurance ID card from HTH Worldwide, they should visit hthstudents.com, and using the certificate number on the front of the card, sign in to the site for comprehensive information and services relating to this plan. Participants can track claims, search for a doctor, view plan information, download claim forms and read health and security information.

Claims Submission

Claims are to be submitted to

HTH Worldwide, Attn: International Claims
One Radnor Corporate Center
Suite 100
Radnor, PA 19087
USA

See hthstudents.com for claims forms and instructions on how to file.

What Is Covered by the Plan

Benefit details can be found in the Certificate of Coverage.

What To Do in the Event of an Emergency

All Vanderbilt students, faculty, and staff are entitled to emergency and other services through International SOS (ISOS). ISOS offers assistance for medical emergencies and routine advice as well as other services (including evacuation, security, legal, and other non-medical aid; for a complete list of services, see this page, make sure to click Membership Benefits at the bottom of the page).

You must register with ISOS in advance of your travel to ensure coverage and to provide the contact information needed to locate you in the event of an emergency: Register with ISOS. Students traveling for study abroad will be required to register as part of the study abroad application process. Undergraduate and graduate students traveling independently or as part of a Vanderbilt-sponsored group are required to sign up for ISOS per the Student International Travel Policy.

In the event of an emergency, call collect to one of ISOS's Worldwide Alarm Centers, such as the USA call center: +1-215-942-8226. You may print a card to carry with that includes account information and numbers to call.